Right now my CIBC bank record can only show this month's transaction, last year I could print out 12 months record. I visited one of BMO branch in Whalley, Surrey last Saturday, the mortgage specialist told me it was the Feb.6 payment went wrong(she accessed my record through her computer and also copied my CIBC record), but today I was told by another agent from BMO that it was last Dec.26 payment went wrong. So funny? So chaotic? So concerted? Or Alien(Zeta Reticuli) influence? At this moment the mortgage specialist I visited last week phoned me to confirm it was the Feb.6 payment went wrong. Anyway, the Feb.6 payment was taken out from my account and not refunded. Can we trust the banking system or further financial security system even digital world?--Manipulation is easy! One more thing needs to mention is the provincial government database indicated I possessed an account at BMO in April, 2006, actually my mortgage account began in Nov. 2006. So ghost account at that time?